---

ANNUAL MEMBERSHIP FEES

PRINCIPAL Php 1,200 (FREE)*

SUPPLEMENTARY Php 600 (FREE)*

*For principal and the FIRST Supplementary card account, the Annual Member Fee shall be FREE for the FIRST YEAR ONLY and shall be charged for the succeeding years.

Minimum Payment Due	5% of the total outstanding balance of Php 200, whichever is higher
Cash Advance Fee	5% of the amount drawn or Php 300, whichever is higher
Late Payment	5% of the minimum due or Php 300, whichever is higher

All fees and charges are subject to change upon notice. BDOUB reserved the right to re-impose waived fees/charges. For updated information, please contact the BDO Call Center at 631-8000 (within Metro Manila) or at 1-800-10-631-8000 Domestic TOLL-Free.

Supplementary Sub-Limit Agreement

Sub-Limit Assignment for Supplementary Cardholders begins at a minimum of Php 2,000 and can increase in increments of Php 1,000. If no sub-limit is assigned for the Supplementary Cardholders ages 13-15 years old, the default amount will be the minimum sub-limit agreement. If no sub-limit is assigned for the Supplementary Cardholders ages 16 and above, the Supplementary Cardholder shares in the Principal Cardholder’s credit limit.